PayShore comes in four plans, from Cash visibility to Enterprise, that follow how your bank footprint scales. Choose the level that matches how your team operates today; move up as your operation grows.
Start with cash visibility. Add payments when you're ready.
Cash visibility connects your banks with Plaid for balances, transactions, alerts and reports, and you can sign up online. Essentials, Growth and Enterprise add the full platform: payments, invoices, approvals, audit, counterparty network, and rules engine. Our team sets those plans up with you.
Cash visibility
Every bank balance and transaction, in one view.
Best fit forFinance teams who want balances, transactions, alerts and reports across their banks in one place.
$49/month for 3 months, then $99/month. The rest of your sign-up month is free.
Up to 3 banks connected with Plaid (multiple accounts at each)
Dashboard with your cash position across banks
Recent transactions
Reporting and custom reports
Alerts for high and low balances and incoming payments
Counterparty network: connect with the companies you work with
Users and groups, security settings and TrustCenter
Bring your own agent included: connect your own AI assistant, such as ChatGPT or Claude, with read-only access.
Best fit forFinance teams operating across two or more banks who need a consolidated cash position and the ability to move money between banks from one workspace.
Everything in Essentials, plus
Multiple connected banks
Consolidated cash position across banks
Inter and intra-bank transfers, initiated from one place
Dynamic, customizable multi-bank reporting and reconciliation
Multi-level approval routing
Priority email support
Guided onboarding with our team
Bring your own agent included: connect your own AI assistant, such as ChatGPT or Claude, with read-only access.
The base platform is the same across Essentials and Growth: cash visibility, payments, invoices, approvals, audit, counterparty network, and rules engine. The differences are in how many banks you can run, how deep your approval and policy controls go, and the level of support included.
Capability
Essentials
Growth
Cash & banks
Connected banks
One
Multiple
Real-time cash position
Consolidated multi-bank cash
—
Inter and intra-bank transfers
—
Payments & invoices
B2B payments (ACH, RTP)
Invoices & auto-reconciliation
Counterparty network (free counterparties)
Controls & intelligence
Approval workflows
Single-level
Multi-level routing
Rules engine (thresholds, alerts)
Shore AI (coming soon)
Attributed audit log; SOC 2 compliance program underway
Reporting
Dynamic reporting and exports
Dynamic, customizable multi-bank reporting
Onboarding & support
Onboarding
Self-serve
Guided
Support
Email
Priority email
Contract
Standard
Standard
Counterparty network
Free counterparties at every tier. Forever.
Invite vendors, customers, and partners into the workflow at no extra cost: no per-seat fees, no network upsell, unlimited counterparties on every plan.
Receive payments, respond to payment requests
Free counterparties operate inside the same workflow your team does. They confirm details, accept payments, and respond to requests without standing up a paid PayShore environment.
Extend the relationship beyond the inviting client
The free counterparty relationship is one-to-one: between the counterparty and the client who invited them. To transact with additional clients on the PayShore network, or to connect their own bank accounts, a counterparty upgrades to a full standard account.
Upgrade anytime
A free counterparty can upgrade to a full standard account anytime to unlock the platform: multi-bank visibility, transactions with other PayShore clients, and connections to their own banks.
Contact us for pricing.
A short scoping call helps us match you with a plan and pricing that fit your finance environment.
Quick answers to the questions that come up most often. If yours isn't here, just ask!
How do I know which plan I should choose?
If your operation runs on one primary bank, choose an Essentials account. If you're operating across two or more banks and want a consolidated cash position and inter and intra-bank transfers, select Growth. For larger organizations with multiple entities, custom approval matrices, or specific integration requirements, we structure a custom engagement. Reach out to request a custom quote.
Is pricing per user?
No. PayShore doesn't charge per seat. The platform fee covers your team. Add as many of your people as the work requires.
What banks do you support?
PayShore has integrations with Bank of America, JPMorgan Chase, Wells Fargo, Fifth Third, and Silicon Valley Bank, with additional integrations in progress. Contact us to see if your bank is currently being integrated.
What payment rails are supported?
Domestic ACH and RTP at launch. RTP provides 24/7 settlement with a high transaction ceiling.
Are free counterparties free?
Yes. Free counterparties can receive payments, respond to payment requests, and send payments back to the client who invited them, without paying anything. The relationship is one-to-one. To transact with additional clients on the PayShore network, connect their own bank accounts, or access the wider platform (multi-bank visibility and reporting, broader workflows), a counterparty upgrades to a full standard account.
Can we move between plans later?
Yes. Plans can move up or down with a billing-cycle adjustment. The pricing model is designed to scale with your operation. Not lock you into a plan you've outgrown, or one you no longer need.
Is there an implementation fee?
For early adopters, the implementation fee is waived. Future implementation pricing will be scoped alongside your plan during the engagement conversation.
Are multi-year contracts available?
Yes. We offer multi-year contracts with fixed pricing, so your rates stay the same over the life of the agreement.
Want a plan scoped to your environment?
Tell us your banks, entities, and approximate payment volume. We'll come back with the right plan and an implementation timeline.
